Insurance We Accept
Family Hospital Systems works with many insurance providers to help patients access the care they need.
Insurance participation and coverage may vary depending on:
- Facility location
- Type of service provided
- Provider participation
- Your individual insurance plan
Accepted Insurance Plans
We may accept many major insurance plans, including:
- Commercial insurance plans
- Medicare
- Medicaid (select services and locations)
- Managed care plans
- Workers’ compensation
- Certain marketplace plans
Coverage and participation may change over time.
Emergency Care Coverage
Emergency medical services are covered by all major insurance plans as required by federal law. Patients experiencing a medical emergency should seek immediate care at the nearest emergency room regardless of network status.
Coverage for emergency services may still include applicable:
- Copays
- Deductibles
- Coinsurance
Follow-up care, specialist services, or non-emergency treatment after stabilization may be subject to your plan’s network and coverage rules.
Insurance Verification
Prior to your visit, our team may attempt to:
- Verify active insurance coverage
- Confirm eligibility
- Review copay, deductible, or coinsurance information
- Determine if prior authorization is required
Verification of benefits does not guarantee payment by your insurance company.
Patient Responsibility
Patients may still be responsible for:
- Copays
- Deductibles
- Coinsurance
- Non-covered services
- Out-of-network balances for non-emergency services
Please review your insurance policy carefully to understand your coverage.
Prior Authorization Requirements
Some services may require prior authorization from your insurance company before treatment.
If authorization is required:
- Our team may assist with the process
- Delays may occur depending on insurance review timelines
- Certain services may be rescheduled if authorization is not approved
Emergency medical services generally do not require prior authorization.
Self-Pay Options
Self-pay pricing may be available for eligible patients and services.
Please contact our billing or customer support team for additional information regarding:
- Self-pay pricing
- Payment plans
- Financial assistance screening
Questions About Coverage?
If you are unsure whether your insurance is accepted, please contact our support team prior to your appointment or visit.